Meet Our Team
Mert Adams, our agency President, has been an insurance professional for over 30 years. A graduate of Mount St. Mary’s University, Mert has also earned his CLU® (Certified Life Underwriter) and ChFC ®(Chartered Financial Consultant) designations. He is a member of the Million Dollar Round Table. Throughout his years with Nationwide, Mert has received numerous recognitions, including Champion Award, President’s Conference All-Star Team, Presidents Conference Award, and MDRT – Court of the Table. Outside of the office, Mert is a dedicated husband and father of 3 daughters. He is an avid outdoorsman and enjoys attending his daughter’s extra-curricular activities.
Licensed in: DE, DC, IN, MD, MI, NC, OH, PA, SC, VA, WV
As agency Sales Manager, Vince is an award winning commercial lines specialist and has been instrumental in making the Adams Agency one of the leading commercial lines producers in the region.
Outside of work Vince and his wife Amber are kept busy chasing their three rambunctious sons Vincent, Carter and Maxwell!
Denise oversees the business affairs of Adams Insurance Agency. Married to Mert, Denise has been managing the agency since the Frederick office opened in 2003. Prior to working in the insurance industry, Denise practiced law in Ohio and Illinois, and then enjoyed a wonderful stint as a full time mother of their three daughters.
Born and raised in Wheaton Maryland, Ruth Lenga currently lives in Frederick Maryland. "Whether over the phone, or face to face, I'm dedicated to providing our policy holders with the service they expect and the coverage they need.
Licensed in : MD, PA VA
Dawn started her relationship with our agency as a customer service representative before she became a licensed property and casualty insurance agent. In 2013 she transitioned into commercial lines and is currently the commercial accounts manager.
Outside of work Dawn enjoys spending time with her 4 children and is actively involved in helping them pursue their dreams of rodeo greatness.
Licensed in: DE, IN, MD, NC, OH, PA, VA, WV
Nat has spent several years in the industry specializing in life insurance, commercial insurance and personal lines.
In his free time, Nat enjoys bowling with his friends, cooking for his family and spending time with his wife, son and their two dogs Jack and Lady
Licensed in: MD, MO, NC, OH, SC
Joe has been in the insurance industry for 25 years. He specializes in personal lines and commercial lines.
Joe loves spending time watching horse races, and his two favorite Baltimore teams, the Ravens and Orioles but nothing is better than spending time with his two children!
Licensed in: MD, PA, VA, WV, NC, SC
Zack joined the Adams Agency in 2014 after graduating from Salisbury University with a degree in business administration. Zack specializes in both commercial and personal lines of business.
When Zack isn’t working, he enjoys fishing and spending time with his lovely wife Lauren.
Kim has been an associate agent with Adams Insurance Agency for almost two years. She specializes in personal lines and enjoys getting to know her clients. She is licensed in MD, VA, and SC. She graduated from American University with a B.S degree in Multimedia Design and Development, as well as a minor in Graphic Design. Before she joined the insurance industry, Kim honed her skills waitressing and bartending.
When she’s not working, Kim likes to take her 2 boxers for hikes, and spend time with her three rowdy sons and husband. She has learned the art of sarcasm and patience, thanks to them! Kim also enjoys cooking, painting, playing video games and basketball with her boys, and going to the bay in her free time.
Andrea joined our team in 2016 as a customer service representative but quickly obtained her license. She is now a fully licensed agent specializing in personal lines.
Andrea enjoys renovating old homes with her husband on weekends, and spending time with her family and adorable Newfoundlands.
Born and raised in Hamilton, NJ, Stephanie followed her father's footsteps to Emmitsburg, MD where she attended Mount St. Mary's University. While there, she obtained a Bachelors of Science in Accounting and Business and a Masters in Business Administration. Stephanie now dedicates her time to providing excellent customer service at Adams Insurance Agency.
In her free time, Stephanie enjoys spending time with her family and going to the beach with her Golden Retriever, Mandy.
A seasoned traveler and performing artist; with a Bachelor’s Degree in Music Performance, Victoria has never stayed in one place for too long. That was, until she joined the Adams team in 2016. Originally a customer service representative, she has achieved her goal of becoming a licensed Property & Casualty agent. However, her primary focus remains providing Commercial clients with Certificates of Insurance.
Victoria spends her spare time outdoors, traveling, spending quality time with her family and friends, and rocking out at concerts.