Adams Insurance Agency
474 Prospect Blvd
Frederick, MD 21701


Proudly Serving MD, MI, MO, OH, IN, VA, PA, NC, SC, WV, DE, District of Columbia

Fax: 301-662-3686

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Frederick Mutual Insurance Co.
The Hartford
Foremost Insurance
Travelers Insurance
The Main Street America Group
Met Life
Nationwide Independent

Personal & Business Insurance in Frederick, MD

Frederick, MD; home of Francis Scott Key, historic Civil War battlefields, and scenic mountain views. Frederick has a diverse Main Street retail community, and is home to over 1,300 farms. From downtown shops and restaurants, to family farms of all sizes throughout Maryland and surrounding areas, we have you covered!

We’re involved in the community, are active members of the local Farm Bureau, and support St. John’s Softball and CYA Lacrosse.

Contractors, Restaurant Owners & Farm Insurance in Frederick, MD

Our agency focuses on insurance solutions for business owners in Maryland and neighboring states. We work with carriers such as Nationwide, Donegal Mutual, Penn National, Liberty Mutual, State Auto. We offer products that matter most to our community, including insurance for construction contractors, for restaurant owners, and for golf courses.

We also offer coverage for local niche industries. These coverage options include insurance for farm owners and for a range of specialty trade contractors.

Additional Resources

Maryland Insurance Administration

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))



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Meet Our Team

C. Merediethe (Mert)  Adams Jr.
C. Merediethe (Mert) Adams Jr.


Vincent Reaver Jr
Vincent Reaver Jr

Commercial Sales Manager

Denise  Adams
Denise Adams

Business Manager

Ruth Lenga
Ruth Lenga

Personal Lines Sales Manager

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