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Business Insurance in Frederick, MD

Frederick, MD; home of Francis Scott Key, historic Civil War battlefields, and scenic mountain views. Frederick has a diverse Main Street retail community, and is home to over 1,300 farms. From downtown shops and restaurants, to family farms of all sizes throughout Maryland and surrounding areas, we have you covered!

We’re involved in the community, are active members of the local Farm Bureau, and support St. John’s Softball and CYA Lacrosse.

Contractors, Restaurant Owners, and Farm Owners Insurance in Frederick, MD

Our agency focuses on insurance solutions for business owners in Maryland and neighboring states. We work with carriers such as Nationwide, Donegal Mutual, Penn National, Liberty Mutual, State Auto. We offer products that matter most to our community, including insurance for construction contractors, for restaurant owners, and for golf courses.

We also offer coverage for local niche industries. These coverage options include insurance for farm owners and for a range of specialty trade contractors.

Local Agents Helping You

Adams Insurance offers the unique insurance options necessary for such a unique city. We’d be happy to tell you about them. To learn more, contact an agent. Or request a quote today. We are available through all modes of communication, including text and social media.

Additional Resources

Our Location

Adams Insurance Agency

474 Prospect Blvd
Frederick, MD 21701

Phone Number:

Main office: 301-327-2892
Toll free: 800-269-4156
Fax: 301-662-3686

Office Hours:

Mon: 9:00 AM - 5:30 PM
Tues: 9:00 AM - 5:30 PM
Wed: 9:00 AM - 5:30 PM
Thurs: 9:00 AM - 5:30 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed


Dealt with Edith for all my policies, home auto and life. She was the difference between just getting a cookie cutter policy and actually protecting myself. She also showed me that I needed an Umbrella policy, I didn't even know what this was, but with 2 homes and 4 autos and 2 teenagers, I really needed this. She got me more coverage for the same thing that I was paying with my old company. Great experience.

growler from Frederick, MD
I would highly recommend Nationwide Insurance and Agent D. Milbourne. They have very competitive rates, especially for young drivers. My agent took the time to discuss all insurance options, answered my questions and concerns and we received the best fit for our insurance needs.

maddiegurl from Olney, MD
These guys are simply the best! I love Ruth, she always takes care of anything I need done, quickly and right the first time. Only insurance company I use for everything!

Beachgurlee from MD
“THANKS SO MUCH Victoria! I am sure you don't get enough “thank-you’s” in your job, or maybe you do. Thanks for getting builders taken care of and sending out all of the other companies COIs. I will probably need to bug you again for some new companies... but not today!”

"Thanks for everything again Ruth! You make everything such a smooth process, and I really mean it. I don't know many people that can call their insurance agent and get quotes for a 100k renters insurance policy and get solid advice on moving, and everything you provide. You are honestly so much more than an insurance agent, and I really appreciate you."

"Thank you so much for these quotes, these prices are awesome! I'm not sure what next steps are, but I'd love to terminate my account with State Farm and start with you guys."

“Hey Victoria, thank you so much for all the COIs you’ve done for my company. You’re always fast and thorough!”